United States and Canada occupancy class codes
Touchstone supports the occupancy codes listed in this topic for the United States and Canada.
Solar codes were added, only for the United States, in Touchstone 2025 (13.0).
Note: For information about supported codes and limitations for specific
models, refer to the model documentation that is available on the Client Portal.
| Category | Occupancy code | Occupancy class |
|---|---|---|
| Commercial | 311 | General Commercial |
| Commercial | 312 | Retail Trade |
| Commercial | 313 | Wholesale Trade |
| Commercial | 314 | Personal and Repair Services |
| Commercial | 315 | Professional, Technical, and Business Services |
| Commercial | 316 | Health Care Services |
| Commercial | 317 | Entertainment and Recreation |
| Commercial | 318 | Parking |
| Commercial | 319 | Golf Courses |
| Education | 345 | Universities, Colleges, and Technical Schools |
| Education | 346 | Primary and Secondary Schools |
| Government | 343 | Government - General Services |
| Government | 344 | Government - Emergency Services |
| Industrial | 321 | General Industrial |
| Industrial | 322 | Heavy Fabrication and Assembly |
| Industrial | 323 | Light Fabrication and Assembly |
| Industrial | 324 | Food and Drug Processing |
| Industrial | 325 | Chemical Processing |
| Industrial | 326 | Metal and Minerals Processing |
| Industrial | 327 | High Technology |
| Industrial | 328 | Construction |
| Industrial | 329 | Petroleum |
| Industrial | 330 | Mining |
| Industrial Facility | 400 | Unknown Industrial Facility |
| Industrial Facility | 401 | Heavy Fabrication and Assembly - General |
| Industrial Facility | 402 | Automotive Manufacturing |
| Industrial Facility | 403 | Fabricated Metal Products |
| Industrial Facility | 404 | Industrial and Commercial Machinery and Equipment |
| Industrial Facility | 405 | Transportation Equipment Assembly |
| Industrial Facility | 406 | Pulp/Paper and Allied Products Manufacturing |
| Industrial Facility | 407 | Textile Mill Products |
| Industrial Facility | 408 | Lumber and Wood Products (Except Furniture) |
| Industrial Facility | 409 | Stone/Clay/Glass/Ceramics Products |
| Industrial Facility | 414 | Light Fabrication and Assembly - General |
| Industrial Facility | 415 | Furniture and Fixtures |
| Industrial Facility | 416 | Apparel and Finished Products from Fabrics |
| Industrial Facility | 417 | Print/Publishing and Allied Industries |
| Industrial Facility | 418 | Rubber and Miscellaneous Plastics Products |
| Industrial Facility | 419 | Leather and Leather Products |
| Industrial Facility | 420 | Electronic and Other Electrical Equipment (Except Computer Equipment) |
| Industrial Facility | 421 | Measuring, Analyzing, and Controlling Instruments |
| Industrial Facility | 422 | Photographic, Medical, and Optical Goods |
| Industrial Facility | 423 | Watches and Clocks |
| Industrial Facility | 424 | Miscellaneous Manufacturing Industries |
| Industrial Facility | 425 | Tire Manufacturers |
| Industrial Facility | 429 | Food and Drug Processing - General |
| Industrial Facility | 430 | Food and Kindred Products |
| Industrial Facility | 431 | Tobacco Products |
| Industrial Facility | 432 | Pharmaceutical Plants |
| Industrial Facility | 433 | Biological Products (Except Diagnostic) Medicinals/Botanicals/Biomedical |
| Industrial Facility | 434 | Wineries |
| Industrial Facility | 438 | Chemical Processing - General |
| Industrial Facility | 439 | Chlorine Plants |
| Industrial Facility | 440 | Vinyl Plants |
| Industrial Facility | 441 | Light Hydrocarbon or Aromatics Plants |
| Industrial Facility | 442 | Plastics Plants |
| Industrial Facility | 443 | Chlorohydrin Plants |
| Industrial Facility | 444 | Fertilizer Plants |
| Industrial Facility | 445 | Cement Plants/Cement Mills |
| Industrial Facility | 446 | Other Chemical and Allied Products |
| Industrial Facility | 449 | Metal and Minerals Processing - General |
| Industrial Facility | 450 | Primary Metal Industry |
| Industrial Facility | 451 | Steel Mills |
| Industrial Facility | 452 | Smelters |
| Industrial Facility | 455 | High-Technology - General |
| Industrial Facility | 456 | Semi-Conductor and Related Devices |
| Industrial Facility | 457 | Electronic Computer Devices |
| Industrial Facility | 458 | Computer Storage Devices |
| Industrial Facility | 459 | Electron Tubes |
| Industrial Facility | 460 | Printed Circuit Boards |
| Industrial Facility | 463 | General Building/Construction Contractors |
| Industrial Facility | 464 | Heavy Constructions |
| Industrial Facility | 465 | Special Trade Contractors |
| Industrial Facility | 470 | Mining - General |
| Industrial Facility | 471 | Mining Operations |
| Industrial Facility | 472 | Metal Mining |
| Industrial Facility | 473 | Coal Mining |
| Industrial Facility | 474 | Mining/Quarrying - Non-Metallic Mineral (Except Fuels) |
| Industrial Facility | 475 | Oil Refinery Systems - General |
| Industrial Facility | 476 | Hydro-Electric Power Systems - General |
| Industrial Facility | 477 | Thermo-Electric Power Systems - General |
| Industrial Facility | 479 | Electric Substations |
| Industrial Facility | 480 | Potable Water Systems - General |
| Industrial Facility | 481 | Waste Water Treatment Systems - General |
| Industrial Facility | 482 | Gas Processing Systems - General |
| Mercantile | 335 | Gasoline Stations |
| Mercantile | 336 | Automotive Repair Shops and Car Washes |
| Miscellaneous | 371 | Communication |
| Miscellaneous | 372 | Flood Control |
| Miscellaneous | 373 | Agriculture |
| Miscellaneous | 374 | Greenhouses (Verisk Severe Thunderstorm Model for the United States only) (added in version 10.0) |
| Miscellaneous | 381 | Construction/Erection Risks |
| Religion and Non-Profit | 341 | Religion and Non-Profit |
| Religion and Non-Profit | 342 | Churches |
| Residential | 301 | General Residential |
| Residential | 302 | Permanent Dwelling: Single-Family |
| Residential | 303 | Permanent Dwelling: Multi-Family |
| Residential | 304 | Temporary Lodging |
| Residential | 305 | Group Institutional Housing |
| Residential | 306 | Apartments/Condominiums |
| Restaurants | 331 | Restaurants |
| Solar | 3001 | Residential Solar Energy Risk |
| Solar | 3011 | Commercial Solar Energy Risk |
| Solar | 3020 | Utility Solar Unknown |
| Solar | 3021 | Utility Solar Small Energy Risk |
| Solar | 3022 | Utility Solar Medium Energy Risk |
| Solar | 3023 | Utility Solar Large Energy Risk |
| Transportation | 351 | Highway |
| Transportation | 352 | Railroad |
| Transportation | 353 | Air |
| Transportation | 354 | Sea and Inland Waterways |
| Transportation | 355 | Aircraft Hangars |
| Unknown | 300 | Unknown |
| Utilities | 361 | Electrical Utilities |
| Utilities | 362 | Water Utilities |
| Utilities | 363 | Sanitary Sewer |
| Utilities | 364 | Natural Gas |
| Utilities | 365 | Telephone and Telegraph |