Europe perils

Touchstone includes support for various perils and peril codes for Europe.

Import Peril Code Peril Notes
PAL All licensed perils
PES

Earthquake shake only

PFL Inland flood Inland flood peril is available, by separate licenses, only for exposures in:
  • Great Britain
  • Central Europe (including Germany, Austria, Czech Republic, and Switzerland, and Poland)
  • Southeast Europe (Albania, Macedonia, and Serbia)
  • Italy
PSH Storm surge Available only for exposures in Great Britain
PWA All wind perils (tropical cyclone and severe storm) Winter storm sub-peril is valid only for United States exposures.
PWH Extratropical Cyclone only
PWX Severe Thunderstorm (wind excluding tropical cyclone) Appended to PWH exposures for the 22 countries where Severe Thunderstorm is supported, on exposure upgrade from Touchstone 5.0.

Peril support by country

The following table lists the perils and peril codes that Touchstone supports for each country within the European region:

Country Import Peril Codes Perils
Albania
  • PAL
  • PES
  • PFL
  • All licensed perils
  • Earthquake shake only
  • Inland flood
Austria
  • PAL
  • PES
  • PFL
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Inland flood
  • Extratropical cyclone only
  • Severe thunderstorm
Belgium
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical cyclone only
  • Severe thunderstorm
Bulgaria
  • PAL
  • PES
  • All licensed perils
  • Earthquake shake only
Cyprus
  • PAL
  • PES
  • All licensed perils
  • Earthquake shake only
Czech Republic
  • PAL
  • PES
  • PFL
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Inland flood
  • Extratropical cyclone only
  • Severe thunderstorm
Denmark
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical cyclone only
  • Severe thunderstorm
Estonia
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical cyclone only
  • Severe thunderstorm
Finland
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical cyclone only
  • Severe thunderstorm
France
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical cyclone only
  • Severe thunderstorm
Germany
  • PAL
  • PES
  • PFL
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Inland flood
  • Extratropical cyclone only
  • Severe thunderstorm
Greece
  • PAL
  • PES
  • All licensed perils
  • Earthquake shake only
Hungary
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Ireland
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Israel
  • PAL
  • PES
  • All licensed perils
  • Earthquake shake only
Italy
  • PAL
  • PES
  • PFL (added in 11.5)
  • All licensed perils
  • Earthquake shake only
  • Inland Flood (added in 11.5)
Latvia
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Liechtenstein
  • PAL
  • PWH
  • PWX
  • All licensed perils
  • Extratropical Cyclone only
  • Severe thunderstorm
Lithuania
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Luxembourg
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Macedonia
  • PAL
  • PES
  • PFL
  • All licensed perils
  • Earthquake shake only
  • Inland flood
Netherlands
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Norway
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Poland
  • PAL
  • PES
  • PFL
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Inland flood
  • Extratropical Cyclone only
  • Severe thunderstorm
Portugal
  • PAL
  • PES
  • All licensed perils
  • Earthquake shake only
Romania
  • PAL
  • PES
  • All licensed perils
  • Earthquake shake only
Serbia
  • PAL
  • PES
  • PFL
  • All licensed perils
  • Earthquake shake only
  • Inland flood
Slovakia
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Slovenia
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Sweden
  • PAL
  • PES
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Extratropical Cyclone only
  • Severe thunderstorm
Switzerland
  • PAL
  • PES
  • PFL
  • PWH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Inland flood
  • Extratropical Cyclone only
  • Severe thunderstorm
Turkey
  • PAL
  • PES
  • All licensed perils
  • Earthquake shake only

United Kingdom

  • PAL
  • PES
  • PFL
  • PWH
  • PSH
  • PWX
  • All licensed perils
  • Earthquake shake only
  • Inland flood
  • Extratropical Cyclone only
  • Great Britain storm surge
  • Severe thunderstorm