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Touchstone Exposure Data Validation Reference
Touchstone Exposure Data Validation Reference
The detailed information in the Touchstone Exposure Data Validation Reference will help you maximize your success when importing and adding exposure data into Touchstone.
Exposure Data Validation Reference
Validation rules for exposure data
Validation rules that Touchstone applies during import.
Locations
Validation rules for Touchstone fields related to locations.

UNICEDE/2 Reference
UNICEDE/2 information enables primary insurers and their treaty reinsurers to exchange aggregate sums insured, risk count, payroll and premium data in a format that you can import easily.
Touchstone Exposure Data Validation Reference
- Touchstone and UNICEDE
  Verisk provides a public reference to support the validation of UNICEDE-format exposure data in Touchstone.
- What's new
- Revision history
  Summary of the change history for the Touchstone Exposure Data Validation Reference since its initial release.
- Touchstone Exposure Data Validation Reference
  The detailed information in the Touchstone Exposure Data Validation Reference will help you maximize your success when importing and adding exposure data into Touchstone.
  - Exposure Data Validation Reference
    - Validation rules for exposure data
      Validation rules that Touchstone applies during import.
      - Contract list
        Validation rules for fields related to contracts.
      - Contract details
        Validation rules for fields related to contract details.
      - Locations
        Validation rules for Touchstone fields related to locations.
        Location contract fields
        Validation rules for fields related to the contract associated with a location.
        Location address fields
        Validation rules for fields related to the address of a location.
        Location offshore platform fields
        Validation rules for fields related to offshore platforms.
        Location values fields
        Validation rules for fields related to the the values associated with a location.
        Location basic building fields
        Validation rules related to the basic building characteristics.
        Location non catastrophe detail fields
        Validation rules for fields that store non-catastrophe-related information for a location.
        Location term count field
        Touchstone field specifying the number of terms for a location.
        Location reinsurance count field
        Touchstone field specifying the number of reinsurance treaties for a location.
        Location building detail fields
        Validation rules for fields related to secondary building characteristics, that is, for the building details of a location.
        Location roof detail fields
        Touchstone validation rules for fields related to roof details for a location.
        Location wall detail fields
        Touchstone validation rules for fields related to the wall details for a location.
        Location connection detail fields
        Touchstone validation rules for fields related to connection details for a location.
        Location surrounding detail fields
        Touchstone validation rules for fields related to surrounding details for a location, such as floor of interest.
        Location Builder Risk fields
        Validation rules for fields related to Builder's Risk for a location.
        Location user-defined fields
        Validation rules for user-defined location fields.
        Verisk BINS
        In Touchstone 11.0, we added validation rules for Verisk BINS ID location fields.
        Terms (location terms)
        Validation rules for for Touchstone terms related to a location.
        Reinsurance (location reinsurance)
        Validation rules for fields related to location reinsurance.
        Difference between Gross Area and Floor Area fields
        Gross Area and Floor Area are two different fields that are used in two different ways. Gross area may have an impact on loss estimates while Touchstone does not currently use floor area in any loss calculation.
      - Layers
        Validation rules for fields related to layers.
      - Step functions
        Validation rules for Touchstone fields related to step functions.
      - Reinsurance programs
        Validation rules for fields related to reinsurance programs.
    - Reference: exposure data
  - Earlier Versions: Exposure Data Validation Reference

Locations

Validation rules for Touchstone fields related to locations.

Project Data > Exposure Views > {Select Exposure View} > Contract List > {Select Contract} > Contract Details > Locations

Locations Tab fields

Specifying multiple risks in a location record

You can specify data on multiple risks in a single record if they meet the following conditions:

All the risks are at the same location. That is, all the risks have the same area, sub area, and postal area values.
All the risks have essentially identical location-level insurance conditions. That is, all the risks have essentially the same replacement values, sums insured values, deductibles, etc.
All the risks have essentially identical structural characteristics, that is, the same construction, occupancy, age, height, etc.

In other words, all the risks must be homogeneous. If the risks are not homogeneous, then you must define each risk in a record of its own. Combining heterogeneous risks in a single record can produce incorrect results.

When combining risks, make sure to enter the total number of risks in the Number of Risks field. Entering a correct value in this field ensures that the claims count, if selected in the analysis options, will be accurate.