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Touchstone Exposure Data Validation Reference
Touchstone Exposure Data Validation Reference
The detailed information in the Touchstone Exposure Data Validation Reference will help you maximize your success when importing and adding exposure data into Touchstone.
Exposure Data Validation Reference
Reference: exposure data
Financial terms
When working with policy terms in Touchstone, it is important to understand the financial terms that are supported and the combinations of the financial terms that are valid for running detailed loss analyses.
Term types
Each of the financial terms (that is, limits and deductibles) that Touchstone supports for layers, sublimits, and locations fall into one of the categories indicated below.

UNICEDE/2 Reference
UNICEDE/2 information enables primary insurers and their treaty reinsurers to exchange aggregate sums insured, risk count, payroll and premium data in a format that you can import easily.
Touchstone Exposure Data Validation Reference
- Touchstone and UNICEDE
  Verisk provides a public reference to support the validation of UNICEDE-format exposure data in Touchstone.
- What's new
- Revision history
  Summary of the change history for the Touchstone Exposure Data Validation Reference since its initial release.
- Touchstone Exposure Data Validation Reference
  The detailed information in the Touchstone Exposure Data Validation Reference will help you maximize your success when importing and adding exposure data into Touchstone.
  - Exposure Data Validation Reference
    - Validation rules for exposure data
      Validation rules that Touchstone applies during import.
    - Reference: exposure data
      - Financial terms
        When working with policy terms in Touchstone, it is important to understand the financial terms that are supported and the combinations of the financial terms that are valid for running detailed loss analyses.
        Term types
        Each of the financial terms (that is, limits and deductibles) that Touchstone supports for layers, sublimits, and locations fall into one of the categories indicated below.
        Layer types and fields
        Importance of understanding how to specify limits and deductibles for layers in Touchstone.
        Sublimit types and fields
        Importance of understanding how to specify limits and deductibles for sublimits in Touchstone.
        Location types and fields
        Importance of understanding how to specify limits and deductibles for locations in Touchstone.
        Limit type combinations
        Importance of knowing valid combinations of limits.
        Deductible type combinations
        Importance of knowing valid combinations of deductible types.
      - Currency codes
        Currency codes supported by Touchstone during import.
      - Peril codes
        Perils affect risks and losses associated with Touchstone exposures.
      - ISO country codes
        Touchstone supports ISO 2-character country codes.
      - CRESTA and area codes
        CRESTA and area codes supported by Touchstone.
      - Touchstone construction and occupancy class codes
        The construction and occupancy class codes that you assign to each exposure have an impact on Touchstone analysis results. It is important to understand the two categories of codes, the construction and occupancy classes that Touchstone supports.
      - Workers' Compensation
  - Earlier Versions: Exposure Data Validation Reference

Term types

Each of the financial terms (that is, limits and deductibles) that Touchstone supports for layers, sublimits, and locations fall into one of the categories indicated below.


Type	Description
ABCD	This category refers to financial terms that are split by coverage type (Limit A, Limit B, Limit C, Limit D). In very general terms, property exposure data treats these coverages as follows: A - Building B - Other Structures C - Contents D - Time For this financial term type, you import a separate replacement value for each of the coverage types and a separate limit to the amount of financial relief the insurance company provides for each of these coverage types.
ABC-D	This category refers to insurance coverage that is split only between Building and Time coverage, where the Building accounts for the Other Structures and Contents together (Limit A, B, C, - then Limit D). This means that only a replacement value and a limit will be specified for A and for D separately, because B and C are being aggregated into A.
Total	This category refers to insurance coverage that combines all exposure into a single replacement value and a single limit to the financial relief that the insurance company will provide.